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Home > The Summer & My Money Ran Away, Leaving Me a Note

The Summer & My Money Ran Away, Leaving Me a Note

August 31st, 2014 at 05:12 pm

"Dear Moxie, Welcome to Brokesville. Population: You."

I have a spreadsheet upon which I have tracked monthly balances since 2012. I should really be tracking year-to-year, instead of month-to-month, if I want some meaningful analysis. This month's special expenditures: annual license tabs, insurance for vehicle, oil change for vehicle, IKEA*, back to school supplies, running shoes, child's passport.

My cash reserves are $1000 down from last month.

The spending is not over yet. We donated old clothes that no longer fit us. I will have to buy some new clothes, but probably new-to-us from consignment, unless they are boys' clothes or sleepwear or shoes.

I did very well on food budgeting. Shifting to a 25% meat, 75% plant food plan, with more nuts and seeds for protein, has been good for my energy levels as well. I was bad and had four pops this month, one of them a beguiling Wink Martindale's Orange Passionfruit Guava concoction. On the other hand, I was good and found two local, independent places where my family could eat tasty dinners for under $10/plate.

My anxieties are concentrated around the anticipated expenditures for a child who has waded into the puberty pool. Three-inch vertical growth year-to-year, check; foot size that of mom's, check; passing out in the middle of the day, check; zits, check! Puberty, I relearn, is a time of uneven physical development. The child has a waist circumference probably six inches smaller than his inseam. Food and clothing expenditures will increase. I might have to alter some long pants. I wonder if there's a budget Sudanese or Swedish men's clothing outlet I could order from. Another complexity is our school district's dwindling transportation budget: no bus service unless the student's residence is two miles away from the school. Last year he qualified for bus service without a change in residence or school location. Our proximity to the school is just over one mile, or twenty blocks. Not a problem for an active middle-schooler. 302 ft elevation to 79 ft elevation morning walk: 79 ft to 302 ft elevation climb in the afternoon, about 37 degree grade incline for 2500 ft. His lung capacity will be outstanding.

If someone has experience with a free personal finance management package for Linux, please tell me about it.

*IKEA is furniture pr0n for me. The place where I take my vehicle for oil changes had the 2015 Catalog until the office manager offered to me. How could I refuse? My house-swap adventure of three weeks ago showed me how other people use IKEA to organize their kitchens and bathrooms and my kitchen and bathroom sure could use organizing... I spent only $125 THIS VISIT. We go once a year at the most, because parking is a hassle. My stupid purchase was a solar-powered lamp that gives 3 hours of light after its solar panels absorb 12 hours of sunlight. It's stupid because I live in the northern hemisphere, closer to the Arctic Circle than the Tropic of Cancer. It was portable, pretty, red, half-price, under ten dollars and I didn't know it was solar-powered.

4 Responses to “The Summer & My Money Ran Away, Leaving Me a Note”

  1. Tightwad Kitty Says:
    1409519594

    Hi Moxie
    You need to make a page that you transfer over to it your monthly totals in excel
    Do this with the full year’s data like 2012 or 2013
    I have done this for years 10 years so I know if I am over spending as I now transfer it over each month and start new page at the beginning of New Year's cycle.
    .
    I set it up with
    List of columns starting with all my categories then column for each month then total of each line as across then another List of columns with my categories so I can read across the page. Once set up it's simple to use, just copy and paste and use 123 code when you paste.
    Don't forget to total each column too!
    .
    HTH you
    Kitty

  2. My English Castle Says:
    1409543490

    Hi Moxie,
    You remind me very much of a blogger originally from Canada. Or a film star from the 1930s and 1940s.

  3. CB in the City Says:
    1409575537

    Hmmmmmmmm........

  4. laura Says:
    1409583137


    I think you're both right.

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